Chartered Institute of Bankers (CIB), Ghana

The Chartered Institute of Bankers (CIB), Ghana was registered in 1978 under the Professional Bodies Decree of 1973 (NRCD 143) to provide qualifications in banking in Ghana. CIB Ghana aims to provide the stimulus for the development of competent and more qualified human resources that will enable the banks to offer efficient and competitive services to meet modern-day sophisticated demands and satisfaction.
The CIB course is designed to provide the technical abilities to practice effective and efficient banking in Ghana. Its course content and structure are streamlined along with the requirements of the Alliance of African Institutes of Bankers (AAIOB) for global recognition. CIB (Ghana) is also a member of the World Conference of Banking Institutes (WCBI). Examinations are held twice every year ̶ in April and October.
There is no particular order for the selection of courses for examination registration; however, candidates are expected to complete one level before proceeding to the next level.
It has four (4) levels with 19 modules and the Institute of Professional Studies (IPS) of UPSA offers the following levels of CIB Ghana programmes:


• Principles of Banking Law

• Introduction to Accounting

• Economics in Banking

• Elements of Banking

• Principles of Management


• Law Relating to Banking

• Management Practices

• Customer Services – Marketing & The Competitive Environment

• The Monetary and Financial System

• Quantitative Methods for Decision Making.


• Financial Reporting, Planning & Analysis

• Bank Strategic Information Management

• International Trade Finance

• Credit Management – Lending

• Banking Operations – Regulation, Market Practice & Treasury Management

• Practice of Banking – Law & Practice


Option 1 – Retail Banking (Commercial)

• Strategic Marketing Management

• Retail of Financial Services

• Microfinance & Rural Banking

Option 2 – Mortgage Finance

• Strategic Marketing Management

• Mortgage Law & Practice

• Insurance

Option 3 – Executor & Trustee Business

• Strategic Marketing Management

• Administration of Trust

• Taxation

Option 4 – Corporate & International Finance

• Strategic Marketing Management

• Corporate Banking – Law & Practice

• Multinational Corporate Banking – Finance & Investment

Option 5 – Corporate Governance & Risk Management

• Strategic Marketing Management

• Corporate Governance

• Risk Management


• The examination is in four (4) levels. Level 1 must be completed before moving on to Levels 2 and 3 in that order.

• Students are required to write a minimum of two (2) papers in any order in Levels 1 and 2. At Level 3, students are required to write all compulsory papers at level 4 by opting for one out of five (5) options.

• There are two examination sittings in a year i.e. April and August.
Entry Requirement
Holders of any of the following qualifications are eligible to apply:

• Six (6) Credits in GCE ‘O’ Level, including English Language and Mathematics or Accounting, Plus ‘A’ Levels with Passes in three (3) subjects, two (2) of which should not be below grade ‘D’.

• SSSCE: Credits in three (3) core subjects, including Core Mathematics and Core English, plus three (3) Passes in the Electives (with an aggregate of not more than 24), OR three (3) passes in RSA (Stage 3).

• Recognised Degrees, HND, Diplomas, DBS, ICA (GH), ACCA and other professional qualifications.

• PASS MARK OF 50% in Matured Student Route-In-Course (MRIC) organized by CIB (Ghana).